Using public and private data sources, Checkbook (available online and print) takes into consideration age, prior health conditions and family size to determine what people will pay under different plans. if they are of worse than average health, average health or better than average health.’” So the innovative thing that Checkbook did and does is to say, ‘let’s get data on how much people are likely to spend. “We do something the federal government has never done and probably never will, which is we actually give advice on which plans are likely to save you the most money,” said Walton Francis, an independent consultant and author of Consumers’ Checkbook Guide to Health Plans for Federal Employees. While the Office of Personnel Management has its own tool for users to research plans, Checkbook has some different features. For over 40 years Consumers’ Checkbook has been helping federal employees and retirees choose the best health plans for themselves and their families. The selection process can be daunting: Federal Employees Health Benefits Program beneficiaries have 279 options, 14 more than they had in 2019.
The nonprofit Consumers’ Checkbook is back with its annual guide for federal employees and retirees to help them select the best health insurance coverage for 2020 during the Nov.